As part of measures to enforce motor insurance compliance and safeguard vehicle users, Ghana’s National Insurance Commission (NIC) will be deploying Automatic Number Plate Recognition (ANPR) on the roads to check fake insurance and non-insured vehicles plying the streets.
The technology has the ability to automatically recognise number plates of motor vehicles when reading from an image provided by video surveillance cameras for the purpose of further processing by a security system.
The move is to complement the NIC’s efforts to ensure that all vehicles registered by the DVLA buy the compulsory insurance cover for themselves or any person in the vehicle, should there be an accident. The introduction of a Motor Insurance Database (MID) will help facilitate the process, as all vehicles which obtained genuine insurance since January 2020 have been put into one database for easy scrutiny by the ANPR.
The Head of Supervision at the NIC, Seth Eshun explained that one of the main stakeholders they have when it comes to motor insurance is DVLA. They have a database of all the cars that are supposed to be in Ghana and we have a database of all the cars that are insured. If we have a system that we can share information, every week or every two weeks we could compare the data sets; and based on that we can come up with the cars that have been either registered or have roadworthy certificates but have not been insured, and through that we can either send text messages, emails or letters to people about the fact that they don’t have insurance.
“The reason we need to do this together with the DVLA is that if the car is on the road with no insurance, we would have no records of the car in the MID but the DVLA would have it; and we would use the contact details from DVLA in order to send a text, email or letter and get people to insure their cars,”he added.
Since January 2020, about 507,000 motor insurance stickers have been electronically issued since introduction of the Motor Insurance Database (MID) policy; this follows an earlier 272,000 stickers issued electronically in May of this year to curb fake insurance stickers plying the roads.